Mobile, Alabama  ·  updated for the law that took effect October 1, 2026

You inherited a house in Mobile. Nobody hands you a manual.

What to do first, what the new Alabama law changes, and the four honest options for the property. Written for people settling a family estate, not for people in a hurry to buy it from you.

The short version

  • Settle who owns it before you do anything else. This is the step that holds up more inherited sales in Mobile than price ever does.
  • There is a new identity step. Alabama's Property Protection Act took effect October 1, 2026, and an empty inherited house is exactly the kind of property it was written about.
  • You have four real options, and selling is only one of them.
  • You are not on a clock that somebody else sets. Anyone creating urgency for you is doing it for their own reasons.

The first question is not what it is worth

Almost everyone starts with the value. It is the wrong first question, and starting there is how people lose two months.

Start with who actually owns it today. Not who lived there, not whose name is on the mailbox. Whose name is on the deed, and has the estate been through probate.

In our experience around Mobile and Baldwin County, that is where inherited property stalls. The house is fine. The price is fine. The title has three siblings on it, or one deceased owner and no estate ever opened, and nothing can move until that is sorted. Finding out takes a phone call. Finding out at the closing table takes months.

If you do not know, the county probate office is the place to ask, and a real estate attorney is the person to fix it. That is not us. We will tell you when you need one.

What changed on October 1, and why it lands on you

Alabama's Property Protection Act is now in force. It exists because people have been impersonating property owners and selling property that is not theirs, usually land or a house that is standing empty, in transactions run entirely online.

An inherited house between owners is the exact profile. Nobody lives there, the ownership record is in transition, and often the family is in another state. That is not a comment about you. It is a description of what the law was written to stop.

What you will be asked for

If your agent does not know you and you are not physically present, they cannot sign a listing or lease agreement without government-issued identification and ownership records. That is Section 35-21-5(a). The file is kept five years.

For an inherited property, ownership records is the part worth preparing early: the deed, and whatever the estate produced.

And again before closing

Settlement agents run their own identity verification before closing on property that is vacant or not owner-occupied and carries no mortgage. A paid-off empty house often fits.

Whether a specific property qualifies is a question for your closing attorney, because the classification comes from Alabama's tax code.

Read the plain-English version of the whole Act here: Alabama's Property Protection Act, what it means when you sell.

Your four options, said plainly

All four are legitimate. Which one is right depends on the house, the family and what you actually need, and anybody who tells you there is only one answer is selling you something.

  • Sell it as-is. Fastest and simplest. You take less money and you hand off every repair and every decision. For an out-of-state family with no appetite for a renovation project, this is often the honest answer.
  • Fix what pays, then list it. Not a renovation. The specific items that move a buyer, which is usually far fewer things than people expect. More money, more time, and somebody has to manage it locally.
  • Rent it out. Keeps the asset and produces income. It also makes you a landlord, with everything that comes with that, which is why the next section exists.
  • Keep it in the family. Somebody moves in, or it stays as it is for now. A real choice, and sometimes the right one. It still needs the title sorted and somebody checking on it.

What the Mobile market is actually doing

So the decision is made against real numbers instead of what a cousin heard. These are closed-sale figures for the city of Mobile as of August 2026, the most recent month published.

  • Median sale price about $230,000, up 4.6% over the year.
  • The typical home went under contract in 45 days, faster than last month, slower than a year ago.
  • 20.4% sold above asking, which means roughly four in five did not.
  • Homes sold at about 96.9% of list price.

What that means for an inherited property. This is a steady market, not a frantic one. Price growth has cooled from earlier in the year, so the strategy of listing high and waiting for the market to catch up does not work right now. Prepared, accurately priced homes are the ones selling.

What to do first, in order

  1. Confirm the ownership. Deed, estate paperwork, and whether probate is needed. Everything else waits on this.
  2. Secure the property. Locks, mail, insurance. Check whether the insurer knows it is vacant, because many policies change when a house is unoccupied and nobody finds out until there is a claim.
  3. Have somebody lay eyes on it. Especially if the family is out of state.
  4. Gather your identification and ownership records before you need them, for the reason in the section above.
  5. Then get the numbers: what it would sell for as-is, what it would sell for prepared, and what it would rent for. All three, side by side.

Questions we get

Do we have to go through probate to sell an inherited house in Alabama?

It depends on how the property was titled and what the estate looks like. Some transfers avoid it, many do not. This is a question for a probate or real estate attorney, and it is worth asking early rather than discovering the answer mid-transaction.

There are several of us on the deed and we do not agree. What then?

Common, and not fatal. Everyone on title has to sign. Where siblings want different outcomes, the usual paths are one buying out the others, or all agreeing to sell and divide proceeds. Where it cannot be resolved, that becomes a legal question rather than a real estate one.

Should we clean it out before anyone sees it?

Clear enough that rooms can be walked and seen. You do not need to empty it completely before getting an opinion on value, and you should not pay to haul away things a buyer may not care about until you know which option you are taking.

We keep getting letters offering to buy it. Are those real?

Some are, some are fishing. An empty inherited house generates mail. The thing worth knowing is that an unsolicited offer is not a valuation, and comparing it against nothing is how people leave money behind. Get the real numbers first, then judge the letter against them.

Does the new law make it harder to sell?

No. It adds identity verification, not a waiting period. The step takes minutes when your documents are in order.

Get the three numbers before you decide anything

What it would sell for as-is, what it would sell for prepared, and what it would rent for. No pressure, no obligation, and if the answer is that you should keep it, we will say so.

What is it worth? What would it rent for?

Or call 251-202-2287 and talk it through.

General information, not legal or tax advice. Estate, title and probate questions are for a licensed Alabama attorney, and the tax treatment of inherited property is a question for your accountant. 764 the Agency, LLC is a real estate brokerage, not a law firm. Market figures are closed-sale data for the city of Mobile as of August 2026 and will change.

The statute: Alabama Securities Commission, the Alabama Property Protection Act. Published by 764 the Agency, LLC on October 25, 2026.